The Insurance Company Denied My Claim…Can I File a Lawsuit?
When it comes to insurance claims, there are many possible outcomes, and each case will be different. Some cases are quickly accepted, allowing you to receive compensation for your damages. However, there are many times where the process isn’t that simple. Oklahoma has strict guidelines in place to prevent insurers from taking advantage of clients. However, there are still countless claims denied each day—leaving accident victims unsure of the next steps to take.
Start With Why
Having your claim denied doesn’t mean the end of the road for your chances of receiving compensation. With a proper game plan, along with the help of a qualified Tulsa personal injury attorney, you can continue to pursue the compensation you deserve.
This journey begins with figuring out the reason behind your insurance claim denial. Some of the most common reasons for denial include:
The insurance coverage you have has had a lapse in coverage
The overall claim value is over policy limits
The insurer doesn’t cover your accident type
The insurance company made a mistake during data entry (wrong code, claim sent to the wrong insurer, etc.)
Whatever the reason may be, explaining your case to an experienced injury attorney will make sure that you have the best chance possible to pursue compensation. A knowledgeable attorney will be able to pinpoint what went wrong and then put together a plan of attack moving forward. Many times, this can be discussed and planned over a free consultation.
Your Legal Options
Now that we’ve explained how to get started on reopening your claim, we can get into the options available to you:
Filing a Bad Faith Insurance Claim
If you believe the insurance company is taking advantage of you, you may be able to file a claim for bad faith. Insurance companies are required to act in good faith when handling accident claims, and going against this may put them at risk for a lawsuit.
Filing a Lawsuit Against the Guilty Party
If your insurance claim appeal is unsuccessful, you may still be able to file a lawsuit against the other party involved in the accident. If they are responsible for the accident, you may be able to recover damages through them.
In the majority of these cases, you will NOT have to go to trial. Working with a trusted attorney could end with a favorable outcome for your case. However, if necessary, our team of fierce Tulsa personal injury attorneys here at Aizenman Law Group can help. We are ready to go to trial to help you pursue the maximum possible compensation.
If the insurance company denies your claim, there are options available. The compensation you deserve is just a phone call away: (918) 215-8856.