What Can I Do If My Insurance Claim Was Denied?

3 Steps to Take After a Denied Claim

Experiencing storm damage or a personal injury may have you communicating with an insurance company more than ever before. Unfortunately, this may also mean that there is a possibility your claim may be denied for some unforeseen reason. In these cases, it’s important to remember that you may be eligible to appeal this decision, so it’s crucial to know what to do following a denied claim. Here are three steps you can take.

#1. Understand Why It Was Denied

The insurance company must issue a formal letter explaining why your claim was denied. In it, they should detail what components of your policy make a denial the appropriate decision. It’s essential to have a thorough understanding of your policy and the reasons listed so you know whether an appeal is an option.

#2. Reevaluate Your Evidence

If choosing to move forward with an appeal, you should prepare to show substantial evidence strengthening your case. In many instances, this could include documentation from a medical professional or a damage assessment outlining the financial costs that warrant the need for a claim.

You may also consider including (if applicable):

• Photographs of the damages
• Police report
• Witness statements

In most cases, the more and stronger evidence you have, the better.

#3. Contact a Tulsa Insurance Attorney

Dealing with insurance companies can come with many complications. Because of this, it is beneficial to work with an experienced insurance claim attorney to ensure that your rights are protected through the claims process. Not only will they be able to help you establish a solid case for an appeal, but they could even communicate with the insurance company on your behalf.

The team at Aizenman Law Group has decades of experience helping our clients seek financial compensation following a denied or devalued insurance claim. Through our experience, we understand the tactics that insurance companies use to wrongly deny policyholders and will use this knowledge to help you obtain justice. Schedule a free consultation to discuss your case today by calling 631-769-8431.