The Truth About Insurance Companies
Insurance is in place to protect you against things that are out of your control, such as a car accident. However, insurance companies often do things to protect their own business at the expense of you, the client. It’s not uncommon for them to participate in activities such as:
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Overcharging
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Changing the terms of a contract
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Setting unreasonable requirements
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Failure to communicate
These are common practices insurance companies may attempt to use against those who choose to file their injury case without the help of an experienced Tulsa personal injury attorney. Before going any further with your injury claim, it’s best to seek the trusted advice of an injury attorney.
Our team here at Aizenman Law Group offers free consultations to those who have been injured in an accident at no fault of their own. Contact us today at 631-769-8431 to schedule your free case evaluation.
The Truth
As stated earlier, there are many things insurance companies may do in an attempt to make you settle for less than you deserve.
These methods include:
Overcharging
If you are filing your injury claim without the assistance of an experienced personal injury attorney, you may run the risk of getting taken advantage of by insurance companies. One of the most commonly seen ways this occurs is when the insurance company adds additional fees that have no value behind them. Be sure to watch out for these fees.
Changing/Cancelling Your Insurance Policy
It’s extremely common for an insurance company to change your policy as soon as you file a claim. Often, insurance companies will change your policy, and use this as grounds for denial for your claim. In some extreme cases, they may even cancel your policy completely to use as a reason to deny your claim. This cancellation is often seen with higher value claims.
Setting Unreasonable Requirements
Working with the insurance company to receive the compensation you deserve seems like a reasonable request, as they are the people who are supposed to cover damages for your accident. However, it’s important to understand which requests are considered normal and which ones are “unreasonable demands.” Some common examples of unreasonable demands include:
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Asking for an excessive amount of documents claiming they cannot begin the process until said documents have been received
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Asking for medical records dating back far beyond anything relating to your claim
Don’t let the insurance companies take advantage of you, work with an attorney who will inform you of the process while protecting your rights and well-being.
Failure to Communicate
When it comes to filing an injury claim, there are deadlines in which forms must be filed. The same goes when speaking about your insurance company. You must submit your documents within a set amount of time to ensure that they are properly handled. Insurance companies may attempt to “ghost” you, or go “radio silent” in hopes that you will miss these deadlines, which will allow them to deny your claim.
Contact Aizenman Law Group Today
These are just a few of the practices insurance companies take part in behind their clients’ backs. It may seem like you can file your personal injury claim alone following your accident. However, it’s important to work with a Tulsa accident attorney who knows how to fight against the large companies to help get you the settlement you deserve.
At Aizenman Law Group, our team of staunch personal injury attorneys has been helping those injured pursue the maximum compensation for their case for many years. We know the truth about insurance companies tell, and we will fight for you to ensure you receive the maximum possible compensation for your damages.
Call us today 631-769-8431 to learn more.
