When you have a health insurance policy, you expect that the insurance company will cover the medical expenses when you or your loved one is sick or injured. Unfortunately, insurance companies often use sneaky tactics in order to avoid paying out even legitimate health insurance claims. The U.S. Department of Labor even estimates that one in seven […]
If you pay for health insurance or are covered under a health insurance plan, you deserve to benefit from it. In one of our recent blogs, we discussed the steps you should take if you believe your health insurance claim was unfairly denied. This process involves filing an appeal, an internal review, and an independent external […]
The Fourth of July or Independence Day is synonymous with the United States of America and fireworks. Most people would agree that the holiday just doesn’t feel the same if there isn’t a firework show at the end of the night. While professional pyrotechnics are amazing, store-bought fireworks in your own backyard can be even […]
If you’ve recently undergone a medical procedure or need medical treatment, the last thing you want to do is worry about paying out of pocket, especially when you have health insurance coverage. Unfortunately, insurance companies do not take into consideration the well-being, health, or happiness of those whose claims they deny. Instead, their only goal […]
Summer is just around the corner, and many teens are looking forward to their time off of school when they can hang out with friends and utilize their newly acquired driver’s licenses. Before you readily give the car keys to your teen driver, you should be wary of the risks that they face. The time […]
Driving is something that requires you to keep your eyes on the road, hands on the wheel, and mind on the task of driving. Unfortunately, distracted driving is an epidemic in the U.S. that claimed 3,142 lives in 2019. April is Distracted Driving Awareness Month, an annual campaign recognized by various safety agencies, including the National […]
Are you ready to share the road responsibly as a motorcyclist or motorist? The National Safety Council (NSC), joined by the National Highway Traffic Safety Administration (NHTSA), challenges you to do everything you can in May 2021 to ride and drive safely because it is once again Motorcycle Safety Month. Each May is designated as […]
Silent, invisible, and dangerous—all used to describe a toxic substance that could very well be growing in your very home: black mold. Whether you are a homeowner or a renter, knowing the dangers and warning signs of mold can help you take steps to protect yourself and your loved ones while making your home safer. […]
Unfortunately, life doesn’t always work out the way we plan. When unexpected events put your home and possessions at risk, you want to have a back-up plan. That’s where homeowners insurance comes into play. Every insurance policy has specific terms, conditions, and limits. As such, you want to make sure that you understand the fine […]
For a property owner, water damage can be both a nuisance as well as a safety concern. Overlooking signs of this damage is something many homeowners do, which can ultimately be much more costly in the long run. Understanding what to look for is vital to resolving the issue as quickly as possible to prevent […]
