Tulsa Life Insurance Claim Lawyers
Let Our Team Give you Peace of Mind
After you lose a loved one, the last thing you need is extra stress when your insurance company won’t cooperate. That’s where our Tulsa premier life insurance lawyers at Aizenman Law Group step in. You deserve the time and space to grieve, recover, and support your family without battling a wrongful claim denial or delay by yourself.
Bring your life insurance claim to Aizenman Law Group in Tulsa so you can focus on healing. Our former insurance defense attorneys help you during this difficult time filing the claim, managing documentation, and representing you during disputes or wrongful denial. If the claim is denied for any reason, you can count on us to investigate the matter and challenge the decision.
What Happens When Filing a Life Insurance Claim?
You should file your life insurance claim immediately after an insured loved one passes away, and you’ve had a moment to process your loss. Taking too long to process the claim could appear suspicious to an insurer, potentially complicating the claim later or opening the door for wrongful denial insurance tactics. In your filing, you will want to include as much relevant information as you can about your loved one and their passing, such as copies of the death certificate, final medical records, police reports, etc. Once it is filed, your insurance provider will likely have just 30 days to provide its response.
If your insurance provider denies your claim or delays payment beyond the statutory timeframe, our insurance claim attorneys will evaluate whether you’re facing a wrongful claim denial. Insurance companies employ unfair tactics to avoid paying legitimate claims. An experienced injury attorney will determine if the insurer’s actions constitute bad faith practices. Don’t let insurance companies take advantage of you during an already difficult time.
There are three possibilities when your insurance company responds to the life insurance claim
- You Get Paid: Getting the claim paid early may seem like a great option, but it is often not the best choice. Insurance companies usually offer fast, lowball offers in hopes you’ll take the quick payday and settle for far less than your claim’s actual value. Do not accept the insurance company’s first offer without first letting your insurance claim attorney review your claim.
- Your Claim is Delayed: When an insurer wants more information about a claim, it will delay it until further action can be taken. Oftentimes, a delay occurs because the policyholder forgot to include necessary papers with the initial filings. However, some insurers will delay a claim for months or years without a clear reason, other than to avoid making a payout. If your claim is delayed, please do not hesitate to contact our wrongful denial insurance lawyers at 918-215-8856.
- Your Claim is Denied: A denied life insurance claim means the insurance provider does not intend to pay anything to the claimants or beneficiaries. There are several reasons why a life insurance claim may be denied, including missing premiums, changes to the beneficiary, policy exclusions, and other factors. After a claim is denied, the first thing you should do is contact our wrongful denial attorneys fix it. There may be insurance bad faith at involved, so you and an insurance claim lawyer who will hold them accountable.
Supporting You During a Life Insurance Denial
Our attorneys know that you have plenty on your mind already with the passing of a loved one. We take it upon ourselves to do everything possible for our clients when handling a life insurance claim dispute. With insurance claim lawyers on the case, you can focus on yourself and your family, fighting against insurance companies following a wrongful claim denial.
If a life insurance claim is denied or wrongfully delayed, we will
- Thoroughly review the life insurance policy for any exclusions, loopholes, gray areas, etc.
- Create an appeal letter to challenge the denial if we determine it was denied due to an error or insurance bad faith.
- Prepare your case and arguments for litigation in case the insurance company responds unfavorably.
Many insurance companies will not back down from denying a life insurance claim. It may be because a life insurance claim payout could range into the tens of thousands of dollars, or even more. With this in mind, we anticipate litigation and prepare your case accordingly. With so much at stake for our clients following a life insurance wrongfully denied, our insurance claim lawyers will never surrender.
