Storm Damage

Storm Damage Insurance Claim Lawyers Serving Oklahoma

Oklahoma is well acquainted with the fury of severe weather. Oklahomans can routinely expect powerful, seasonal storms, including tornadoes. In 2024 alone, the National Weather Service recorded 152 tornadoes across the state. It’s no surprise that these storms heavily damage property. Yet, insurance companies view these storms as anomalies rather than the predictable events they are.

If you are a homeowner in Tulsa filing an insurance claim for storm damage, prepare for resistance from your insurance company. Start by forming your claim with the help of Aizenman Law Group and our insurance claim attorneys. As former insurance defense attorneys, our insurance claim lawyers know what your insurance company will try to do to deny your insurance claim., We take wrongful denial seriously and will fight for you at every step.

Damage Your Property May Suffer in a Storm

Storm and tornado can damage your home in many ways, and navigating the claims process often requires guidance from an insurance claim attorney. Common weather events that can wreak serious damage include:

• Hail: Tornados often generate hail the size of small stones or golf balls. Each piece of hail that the storm hurls poses a serious threat to people and property. Hail can break windows, dent siding, and shatter wood due to its force. If powerful hail dames your roof, our insurance roof claim lawyers will work to secure full policy coverage.
• Lightning: When there is no tornado near Tulsa, there is a good chance there is a thunderstorm instead. Lightning strikes may devastate properties by starting fires. Our insurance fire claim lawyers know how devastating lighting strikes can be and will work diligently to hold insurance companies accountable for their contractual obligations.
• Wind: Gale-force winds from a tornado or storm may sheer paneling, siding, and shingling off your home. Preventing wind damage in a storm is nearly impossible, which is why your insurance company should help you handle the repairs.
• Flooding: Heavy rainfall can trigger flooding throughout Tulsa, especially land adjacent to the Arkansas River and areas known to be flood plain risks. If flooding damages your home, contact the insurance flood claim attorneys at Aizenman law Group.

Why Would Your Insurer Deny Your Storm Claim?

Insurance companies often deny storm damage claims by complicating the source of the damage. For example, if a storm causes enough rain to flood your cellar and cause widespread structural damage, your insurance provider might try to argue that the damage is not covered, despite your storm damage policy. 

Why? At that point, they could say the damage is from flooding, not the storm, which means you need flood damage listed in your policy to get coverage. Our insurance flood claim attorneys know how to interpret your insurance contracts and fight back against bad-faith insurance tactics like intentional misrepresentation.

Insurance companies are also likely to deny claims in cities and regions known for their natural disasters, like tornados in Tulsa. These areas often experience a flood of claims filed simultaneously after a dister. 

To limit how much they pay at once, dishonest insurers may take a wide-sweeping approach to wrongful claim denials, even when they know most are unjustified. Our wrongful denial attorneys are well-equipped to handle these situations.

How to Prove Storm Damages for Your Insurance Claim

Documenting your property’s condition is the best way to avoid wrongful denial from your insurer after a storm. Essentially, your goal should be to make it as difficult as possible for your insurer to deny or delay your claim and give your insurance claim attorney the best possible evidence to use against them.

Here are a few steps to follow to improve your chances of a successful storm damage claim in Tulsa:

1. Take photographs of your property when it looks its best and under normal weather conditions.
2. Catalogue and photograph your most expensive and important pieces of property, like electronics, appliances, heirlooms, and furniture.
3. After a storm damages your property, send your insurer copies of your photographs and catalog for a clear before-and-after comparison.
4. Hire an independent appraiser to evaluate your property damage instead of relying on your insurer’s appraiser.
5. Call an attorney for further guidance, support, and legal representation, if need be.

The storm damage insurance claim attorneys at Aizenman Law Group are eager to help you pursue maximized coverage after a storm or tornado damages your property. We are passionate about taking dishonest insurance companies head-on after wrongful claim denials and securing victories for people in need! Call us at 918-215-8856 to learn more about our services, or to schedule a FREE consultation.