3 Tips for Post-Holiday Insurance Claims

Making Your Claims Process Easier

The holiday season can be a hotspot for insurance claims—from motor vehicle accidents to seasonal disasters that cause property damages, any insurance policyholder should know how to navigate filing a claim. If you are about to begin one or in the process of waiting to hear back on one before the holiday, consider these three tips for a smoother process.

#1. Get Organized Before Filing

Time is of the essence when filing an insurance claim, but you will want to ensure your information is organized before doing so. Evidence to back up your claim, including any documents, letters from medical professionals, or photos and videos, should be collected and organized before formally filing your claim. By doing so, you are giving yourself the best chance of having a successful claim on the first try, and it can make your process more efficient.

#2. Be Careful When Communicating with the Insurance Company

Insurance companies are notorious for trying to “lowball” your claim or use your words against you. Because of this, being cautious in your communications is essential. Never agree to give a recorded statement to the insurance company, admit fault, or otherwise overshare about your role in the incident. Doing so may work against you and negatively impact your claim.

#3. Denied Claim? Get a Documented Reason

While many people wait until after the holidays to file a claim, others may be receiving notices that their claim was denied. If this is the case in your situation, ensure you receive written documentation from the insurance company of why your claim has been denied. This way, you can better understand the steps you need to take to get an approval.

Should your insurance provider fail to provide you with a tangible reason why your claim was denied, this may point to a larger issue, and you might want to contact an attorney.

Tulsa Insurance Claim Lawyers

Whether you are seeking an insurance claim for car accident injuries or home property damages, the process can be a lot simpler if you work with the right attorney when starting your claim. The team at Aizenman Law Group has decades of combined experience helping people take on insurance companies for a variety of reasons.

Get started on your claim today by calling 631-769-8431 to schedule a free consultation.